how i protect myself from identity fraud

all of britain is panicky about missing... no not maddie this time, but cds with sensitive personal dat of 25 million people on them. so what do i do to protect myself from identity theft? well, first of all, let's be clear thta most people, myself included, do not care about whether my *identity* is stolen, or whether someone finds out my address. our worry is about money. can anyone access and steal the money in my bank/savings/isa account?

this is what i do: for the past months, i have kept my account on the (interest-free) overdraft limit. that way, no-one can steal any money because i'm in the reds already! problem solved!