citibank, the money-grabbing bastards

i just got a letter from my bank. (this is how many gruesome sobstories begin. my other favourite opener is: *in the current climate...*)
in this case, citibank are informing me that, apart from raising forex fees, they will also impose a fee on sepa transfers. the point of sepa was of course to treat money transfers within the eu as domestic transfers, i.e. transfers without a fee. that's what citibank grudgingly introduced last year (they tried to charge me 20 pounds for a transfer in 2008 and i had to remind them of their own rules). now they want to charge 10 pounds for any sepa transfer, starting from 2 march. a little research shows me that a number of banks basically sabotaged the sepa rollout across europe, by slowing the work down, by missing deadlines etc. the eu was forced to give them another few months to fully integrate their systems. in the meantime, and for a limited period only, the banks are allowed to charge for this *free* scheme. hard deadline this time is november 2009. we'll see...

shame on citibank for bending the rules, shame on the eu for being bent!